About us

The Federal Savings Bank is a veteran owned and operated, federally chartered bank with a focus on mortgage lending.

All our team members share a common philosophy - to take a proactive approach to both educate and inform every one of our borrowers on and throughout the path to home ownership.

With team members and Loan Production Offices nationwide, we have experienced tremendous growth since our inception in May 2011. Fast forward to 2019, when other companies are struggling to survive in an ever-changing industry, The Federal Savings Bank has been able to adapt and evolve. Our leadership believes in the idea of "controlled growth" to ensure that our mortgage bankers are supported by each area of operations.

Awards and Recognition

In recent years, the Bank’s exceptional work has earned recognition among:

  • The Federal Savings Bank was included on Inc. 5000’s list of America’s Fastest Growing Private Companies in 2017 and 2018.
  • National Mortgage Professional Magazine recognized The Federal Savings Bank as one of the Best Military Lenders in 2018.
  • The Federal Savings Bank was listed as one of the Top 50 Mortgage Companies to Work For in 2019 by Mortgage Executive Magazine.

Our Objective

To provide the greatest platform, allowing our bankers access to the widest array of home loan products and the ability to lend in all 50 states.

To foster a supportive and outstanding relationship with our operations teams that will give our customers the happiness and satisfaction of a smooth mortgage experience.


We truly work as a team, following a dedicated mission and vision to guide customers on their journey to home ownership through residential lending. We’ve built a culture of dedicated and caring team members that take pride in the company’s success and exciting future. We don’t stop until our job is done – and done right.


It’s no secret that knowledgeable and experienced leaders drive successful companies. However, combine top-notch leadership with a passion for helping customers achieve the dream of home ownership, and you have some of the main ingredients to the secret recipe of what has made The Federal Savings Bank exceptional.

John Calk
Chairman & CEO
Javier Ubarri
Bernie Miller
Executive Vice
Mike Crossett
Executive Vice
Mordy Husarsky
Executive Vice
Robert Jones
Regional Senior
Vice President
Andrew Chojnowski
Chief Operating
Officer (Home Lending)
Chuck Smith
Director of
Secondary Marketing


The Federal Savings Bank family is made up of good citizens and well-rounded individuals. We cultivate a work environment that supports working in teams and helping one another; it is only natural that we want to do good in our community.

Here are some of the organizations that we support:

Camp Simcha
Evans Scholars
East Lake Academy
Department of Veteran Affairs